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Monthly Payment vs Interest Rate
Amortization Table-1
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Rate Reduction Refinance
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How Early You Can Payoff Your Mortgage by Rate Reduction Refinance
 

To get a fair result, we assume:

  1. You refinance your mortgage with the same term as that of your current mortgage.
  2. You only refinance your current loan balance.
  3. You do not pay closing fees for your refinance.
  4. The refinance rate is lower than your current rate.
  5. You still pay the same amount of monthly payment - the refinanced monthly payment difference is counted as the extra principal payment of your new mortgage.

Please change the corresponding fields and click Submit button:

Original Loan amount($) :  
Original Interest Rate (%):   
Loan Term in Years:  
First Month of Original Loan:   
First Year of Original Loan:   
Refinance Interest Rate (%):   
First Month of Refinance:   
First Year of Refinance:   

 
 
 
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