Level of delinquency on account

Too few bank revolving accounts

Proportion of loan balances to loan amounts is too high

Too many bank or national revolving accounts

Lack of recent installment loan information

Too many accounts with balances

Too many consumer finance company accounts

Account payment history is too new to rate

Too many inquiries last 12 months

Too many accounts recently opened

Proportion of balances to credit limits is too high on bank revolving or other revolving accounts.

Amount owed on revolving accounts is too high

Length of time revolving accounts have been established

Time since delinquency is too recent or unknown

Length of time accounts have been established

Lack of recent bank revolving information

Lack of recent revolving account information

No recent non-mortgage balance information

Number of accounts with delinquency

Too few accounts currently paid as agreed

Date of last inquiry too recent

Length of time since derogatory public record or collection is too short

Amount past due on accounts

Serious delinquency, derogatory public record, or collection filed

Number of bank or national revolving accounts with balances

No recent revolving balances

Length of time installment loans have been established

Number of revolving accounts

Number of bank revolving or other revolving accounts

Number of retail accounts

Too few accounts currently paid as agreed

Number of established accounts

No recent bank card balances

Date of last inquiry too recent

Time since most recent account opening is too short

Too few accounts with recent payment information

Amount owed on delinquent accounts

Lack of recent installment loan information

Proportion of loan balances to loan amounts is too high

Amount owed on delinquent accounts

Payments due on accounts

Length of time open installment loans have been established

Number of consumer finance company accounts established relative to length of consumer finance history

Serious delinquency, and public record or collection filed

Serious delinquency

Derogatory public record or collection filed

No recent retail balances

Length of time since most recent consumer finance company accounts established

Lack of recent mortgage loan information

Proportion of balances to loan amounts on mortgage loans is too high

Too few accounts with balances

Number of consumer finance company inquires

Lack of recent retail account information

Amount owed on retail accounts

Lack of recent auto loan information

Length of time consumer finance company loans have been established

Lack of recent auto loan information

Lack of recent auto finance information

Lack of recent consumer finance company account information